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Building a house is a process composed of specific consecutive stages that cannot be skipped. Having knowledge about them will give you an understanding of what to expect at various moments during the construction investment. We hope that the following text will dispel your doubts in this regard and indicate the scope of cooperation we offer at each of the stages of single-family house construction. If you have any questions, we are at your disposal. Enjoy reading.
Step-by-Step Construction of a Single-Family House
Investors usually have clearly defined requirements regarding the location of the building plot, both in terms of the region it should be in and also in the context of its distance from a larger city and available transportation, healthcare, education, commercial, and cultural infrastructure. However, before signing a purchase-sale agreement for a plot, other matters should also be checked. Neglecting any of the following issues can have serious consequences in the future, both during the construction of the single-family house and during the use of the finished property.
What should you pay attention to when considering the purchase of a specific building plot?
Plot Size
It is generally accepted that a building plot should have around 1000 m², although a house can be built on a plot as small as 700 m². When choosing a site for construction, it is important to consider both the size of the house and garden you want, as well as the legal requirements regarding the distance of the house walls from the plot boundaries. It's worth checking everything in advance to avoid unpleasant surprises in later stages.
Shape of the Plot
Square and rectangular plots with a width exceeding 16 meters and without significant terrain slopes are the easiest for construction. For such plots, almost any ready-made building design can be realized. A plot with an irregular shape or topography usually requires an individual house design, which increases investment costs.
Access to the Plot
The most favorable situation is when the plot has access to a public road. If not, it may be necessary to establish a right of way, known as an "easement," through neighboring plots whose owners must agree to it. Resolving this matter can sometimes be a formality, while in other cases, it can be a months-long battle – it's important to be aware of this.
Soil Type on the Plot
Soil testing tells us about the groundwater level on the plot and the dominant soil type. It's also important to check online if the plot is located in flood-prone areas. Based on the collected information, optimal foundation solutions can be selected.
Access to Electricity, Gas, Water, and Sewage
If the plot you want to buy is not equipped with utilities, it's necessary to verify whether the required connections can be brought to the plot.
Building Parameters Indicated in the Local Land Use Plan (MPZP)
If the building plot falls within the scope of the Local Land Use Plan (MPZP), the house will need to meet specific technical parameters – it's worth becoming familiar with them before deciding on the plot purchase to avoid later disappointments. If the plot is not covered by the MPZP, you will need to apply for Building Conditions to determine the building guidelines.
Legal Status of the Building Plot
The legal status of the plot is extremely important – it can be checked at the local land survey department. A land register excerpt will provide information about the plot's area and land register number (which is also worth checking). It will also reveal the plot's owners.
Investors who entrust the comprehensive construction of a single-family house to New-House can rely on expert support in finding and selecting a plot, as well as checking it from a technical and administrative standpoint. Thanks to our specialists, clients avoid costly errors related to purchasing land that, for various reasons, is unsuitable for construction or whose construction would be exceptionally expensive.
Once you have a building plot, you need a house design for the construction. Every investor has a specific vision of their dream home. These visions differ in both architectural style and expected functionalities. Generally, there are two ways to obtain a suitable house design:
purchasing a pre-existing solution,
ordering a custom design.
Currently, many investors opt for ready-made solutions, which can be adapted to some extent during the obligatory adaptation phase. A ready house design costs less than a custom design and is typically available within about a week from the order. An additional advantage of ready designs is that they often come with estimates for the entire construction project. This allows you to determine which projects fit within your budget and which ones might require additional financing sources. All the ready designs in the New-House database include an up-to-date construction cost estimate from the date of its creation. This document is also useful when applying for a mortgage loan.
We offer assistance in selecting ready house designs that meet the investor's requirements and local land use plans (MPZM), as well as the possibility of creating a custom house design. We collaborate with many talented architects from across the country who specialize in designing homes in various styles. This ensures that every client will find a professional capable of designing their perfect property.
If you purchase a serviced plot, you can skip this step. However, if you opt for a more affordable unserviced plot, you will need to provide the main utility connections – electricity, gas, water, sewage. The service provider takes care of connecting the utilities to the plot boundary, while the construction of the connections on the plot is the responsibility of the investor. Before this can happen, various formalities need to be completed, which can be time-consuming. We understand that clients often lack the time for such tasks. By partnering with us, you can forget about both the formalities and physical work required to bring electricity, gas, and water to your home. Why? Because we handle it. Additionally, at this stage, we can also install additional connections such as monitoring, television, and fiber optics.
A building permit is an administrative decision issued by the county office or city authorities, and it determines when construction work can begin on the plot. To obtain it, an application with all required attachments must be submitted. From experience, we know that this is one of the most stressful stages of single-family house construction. Investor stress often arises from deficiencies or formal errors in the submitted documentation. Investors who entrust their construction to New-House do not face such issues because we compile the necessary (substantial) documentation on their behalf, correctly fill out the application, and submit everything to the appropriate office. Needless to say, this saves clients both nerves and possible delays in obtaining the building permit decision.
A mortgage loan significantly facilitates house construction. It allows you to proceed without having the full amount saved, enabling the successful purchase of the plot and the construction of the single-family property. However, to benefit from this convenient solution, you need to have a 20% down payment. The calculation of creditworthiness varies among different banks. You can estimate your creditworthiness using a mortgage calculator available on our website: https://new-house.com.pl/kalkulator-budowy-domu.
Before submitting applications to specific financial institutions, it's worth checking:
the currency in which the credit is offered,
interest rate,
commission costs,
additional costs.
However, you should know that you don't have to do this on your own. By collaborating with our construction company, you'll receive support at this stage as well, saving you hours of analyzing offers from various financial institutions online or visiting multiple bank branches.
A house in a sealed raw state is protected from adverse weather conditions, allowing it to be left for the winter. Bringing a house to a sealed raw state at New-House typically takes about 3 months (slightly longer for buildings exceeding 200 m² in area).
During this time, the following elements of the single-family house are completed:
necessary earthworks,
foundations,
foundation walls,
lean concrete slabs,
ground-floor walls,
reinforced concrete elements,
floor above the ground floor,
partition walls,
chimney,
roof structure and covering,
external windows and doors,
garage door and external shutters (if specified in the design).
A house in the developer's finish state has all utilities connected, but it is not yet suitable for habitation. The specific work carried out at this stage depends directly on the investor's requirements outlined in the contract. For houses with an area below 200 m², this stage takes about 3 months.
Bringing a house to a developer's finish state at New-House usually involves the following tasks:
installation of water supply systems,
installation of central heating in the chosen technology,
installation of a central vacuum system (if included in the design),
application of cement plaster with moisture and thermal insulation,
electrical installation,
installation of plasterboard panels,
interior plastering,
roof insulation,
external wall finishing with insulation,
external plastering,
installation of windows and windowsills,
installation of external doors and garage door,
construction of balconies.
A turnkey finished house is ready for habitation. In practice, all you need to do is bring your furniture, accessories, and personal belongings to live in it (after the mandatory acceptance process). At New-House, bringing a building to a turnkey finish for houses with an area below 200 m² takes about 2 months, and the scope of work depends on the needs and requirements of the investor each time.
As part of constructing a turnkey house, we typically complete the following tasks:
laying floors, tiles, and terracotta,
interior plastering,
painting walls,
painting ceilings,
finishing window and door frames,
installation of bathroom fittings,
installation of audiovisual and household appliances,
construction of a boiler room adapted to the chosen heating source,
installation of roof soffit.
It's worth adding that at this stage, we can also take care of comprehensive interior design for the single-family home, including:
detailed analysis of property interiors,
analysis of the needs and expectations of the investor and other residents,
creation of a design concept,
preparation of a list of all materials, furniture, and equipment needed to create the interior arrangement,
preparation of technical documentation for the construction team,
execution of interior design by assigned specialists.
Landscaping the area around the house is the proverbial cherry on top, so we couldn't leave it out of our offer. Properly designed and executed functional and recreational solutions allow for the best use of available space. The work involved in this stage takes about 1 month, although it all depends on its scope. Most commonly, it includes the following tasks: fencing, driveway gate, pedestrian gate, exterior stairs, driveway, paths around the property, garden, terrace, pool, etc.
Completing the inspection of the finished building is necessary before it can be occupied. Occupying a building without a completed inspection is not only impossible but, more importantly, illegal and subject to a financial penalty. To conduct the building inspection, you need to inform the District Building Inspectorate about the completion of construction work and provide them with detailed documentation, including:
original construction journal with an entry on the completion of construction,
a statement from the construction supervisor confirming the conformity of the building's execution with the project and applicable legal regulations,
document signed by the construction supervisor indicating the completion of measurements of the property's usable area in accordance with the MTiGM regulation dated April 25, 2012,
copies of design drawings showing minor changes (if any were made),
post-construction cadastral inventory along with a map prepared by a surveyor,
inspection reports for connections or alternatively, agreements signed with suppliers of individual utilities,
inspection report for the gas installation (if present in the building),
inspection reports for ventilation ducts and chimneys,
hygienic test results for the septic tank (only if not connected to the municipal sewer system),
laboratory water analysis confirming its suitability for consumption (only if using a private water source).
Fortunately, when working with New-House, you don't have to compile these documents on your own, as we will take care of this for you and then submit the documentation to the appropriate authorities. Regarding the property inspection, within 21 days of submitting the documents, an inspection may be carried out to check the building's conformity with the project presented to the authorities when applying for a building permit. However, it's important to note that such inspections must be announced in advance. If the inspection doesn't reveal any irregularities or inconsistencies, permission for use and occupancy will be granted. In case of detected shortcomings, the District Building Inspectorate may raise objections, order the investor to make corrections, and if the discrepancies are significant, may impose penalties on the investor or order the demolition of the building.
Constructing a single-family home is a complex endeavor that can be daunting. Investors who lack knowledge and experience in single-family home construction often fear how they will handle such a challenge. For all those who want to avoid having the various stages of home construction disrupt their personal, professional, and leisure lives, New-House offers a comprehensive solution, as you've seen above, encompassing practically all stages of the construction project. If building your dream home exactly fits what you're looking for, we encourage you to get in touch. Our advisors are available 7 days a week from 8:00 AM to 8:00 PM to discuss all possibilities and answer any questions you may have. Welcome!
